Paste the policy and the carrier's denial. PolicyProof reads the policy the way a 20‑year agent would — and tells you whether the denial actually holds up, with the language to push back.
Check a denialDeclarations, the form, and every endorsement — where coverage is so often given back.
The judgment a veteran agent applies instinctively — available to every agent on the team.
When the denial is wrong, a pushback letter cited to the specific policy language.
Two documents in, a clear verdict out. No account, no setup.
Paste the text or drop in the PDFs. The policy is read in your browser — it never leaves your device.
It works through declarations, conditions, exclusions, and endorsements, then checks the carrier's reason against what's actually covered.
Worth challenging, denial appears valid, or needs more info — with cited policy language and a draft challenge when it's wrong.
Carriers deny claims that are, in fact, covered. The agents who catch it are the ones who know the policy cold. This gives that read to everyone.
A newer agent might take a denial at face value. PolicyProof flags the ones a senior agent would have challenged.
It doesn't manufacture false hope. When a denial genuinely holds up against the policy, it says so — and why.
Every conclusion is tied to specific, quoted policy language — section, form, or endorsement — so you can verify it.
Dropping the documents into a generic AI gets you a guess. PolicyProof adds the checks an agency actually needs before it acts on the answer.
Every policy line it quotes is checked, in code, against your actual policy. If it can't be matched word-for-word, it's flagged — so you never act on an invented form number or made-up clause.
It measures the denial against your state's actual unfair-claims-settlement-practices statutes — and is blocked from citing any law it can't verify. One state per check, so the rules never cross-contaminate.
Declarations, the base form, and the endorsements that quietly give coverage back, all read together — which is exactly where a quick chatbot read goes wrong.
Documents are read in your browser and never stored — not pasted into someone's personal chatbot account, which matters when it's a client's policy. (We keep only anonymous usage metrics — never the document text.)
Policy text is extracted in your browser. Only the extracted text is sent for analysis — your original files never leave your device, and the policy and denial text are never stored. We keep only anonymous usage metrics (verdict, state, line of business) to improve the tool.
Policy and denial text is never saved — only anonymous metrics.
Open it and use it. No signup, no logins.
PDFs are read on your device; only text is sent.