Add the policy and the carrier's denial, and get the read.
The full policy — declarations, the form, and every endorsement. Endorsements often give coverage back, so include them all.
The denial letter or the adjuster's email — whatever states the reason the claim was denied.
Sets which claims-handling standards apply — only this state's standards are used. Pennsylvania has verified statute citations; other states use the general NAIC framework.
Policy text is extracted in your browser. Only the extracted text is sent for analysis — your original files never leave your device, and the policy and denial text are never stored. We keep only anonymous usage metrics (verdict, state, line of business) to improve the tool.
Policy and denial text is never saved — only anonymous metrics.
Open it and use it. No signup, no logins.
PDFs are read on your device; only text is sent.